Turn a headline into a calculation
Start with the cash you intend to deposit, not the largest printed maximum. In a simple example, an A$100 deposit plus an A$100 bonus gives A$200 in the account. If the terms say 40× applies to the bonus only, the turnover illustration is A$4,000. If 40× applies to deposit plus bonus, the illustration is A$8,000.
| Example term | Calculation |
|---|---|
| A$100 deposit + A$100 bonus | A$200 balance before play. |
| 40× bonus only | A$100 × 40 = A$4,000 turnover. |
| 40× deposit + bonus | A$200 × 40 = A$8,000 turnover. |
Worked example using a hypothetical A$100 deposit and A$100 bonus.
Read the wagering maths
Illustration only. Turnover is the total staked, not the deposit required or a predicted loss. Excluded games, bet limits and expiry may change whether any turnover qualifies.
Game contribution changes the effort
Contribution says how much a wager on a game type counts toward the target. If a game contributes 10%, each A$1 wager adds A$0.10. An A$4,000 turnover target therefore needs A$40,000 wagered through that game type; an A$8,000 target needs A$80,000. A contribution schedule changes the practical size of the requirement: 100% contribution counts each dollar in full, while 10% contribution counts one tenth.
Free spins can have their own game, stake value, expiry and rule for resulting winnings. Treat those rules as a separate part of the offer, alongside the cash-bonus calculation.
The lines that decide whether to opt in
The material conditions are the minimum deposit, payment exclusions, expiry clock, maximum bet, restricted games and any maximum withdrawal rule. Together they determine whether the headline amount can be used as expected: an expiry limits the time available, a bet cap limits each qualifying wager, and restricted games may contribute nothing.
Set the entertainment budget before depositing. A bonus can add conditions to that budget, but it does not change the amount chosen for the session.
Questions, answered
What does 30× mean?
It means thirty times a defined base; the terms must say whether that base is bonus, deposit, or both.
What is game contribution?
It is the percentage of activity in a category that counts toward the stated requirement.
Can a headline show all material conditions?
Usually no; the full terms and date checked are necessary.
Sources & updates
- ACMA interactive gamblingChecked

